Insights for mortgage and money moves

Our weekly Money Talks contributor, Marcus Hull from Mortgage Ability, has teamed up with one of our Newstalk ZB colleagues to help him budget for his dream trip - heading to the Rugby World Cup in 2023.

Working with a mortgage advisor or going directly to your bank is one of the earliest financial decisions you can make. While both roads lead to securing a mortgage, both the journey and your mortgage might look different depending on which path you take. Here’s how they differ.

Refinancing, restructuring, and refixing are sometimes used interchangeably but they mean quite different things. If your loan is due to come off its current mortgage interest rate, it can help to understand the difference between these three terms.